Legals February 14, 2019

Print Article

Montana Twentieth Judicial District Court Lake County In the Matter of the Estate of John H. Batt, Deceased. Dept No. 2001 Probate No. DP-18-64 Notice to Creditors Notice is Hereby Given that Kristen N. Batt, whose address is 6701 Natalie Ave NE, Albuquerque, NM 87110, has been appointed to serve as Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to the Personal Representative at the address set forth herein, return receipt requested, or filed with the Clerk of the above-entitled Court. Dated this 4th day of February, 2019. /s/ Kristen Batt Kristen N. Batt 6701 Natalie Ave NE Albuquerque, NM 87110 (206) 931-1369 Personal Representative Published on February 7, 2019, February 14, 2019, and February 21, 2019. MNALXP

Notice to Creditors Probate Cause # 18-0549-P The Confederated Salish and Kootenai Tribal Court of the Flathead Reservation, Pablo, Montana In Re the Matter of the Estate of: Francis H. Baylor. Notice is hereby given that the undersigned, Catherine L. Baylor, has been appointed Personal Representative of the above-named estate. All persons having claims against the said Deceased are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to Personal Representative, return receipt requested, or to the Clerk of Court of the Confederated Salish and Kootenai Tribal Court, P.O. Box 278, Pablo, Montana, 59855. Dated this 14th of January, 2019. /s/ Catherine Louise Baylor Personal Representative Address: Catherine L. Baylor 4622 180th Place SW Lynnwood, WA 98037 Published on January 31, 2019, February 7, 2019, and February 14, 2019. MNAXLP

Notice to Creditors Probate Cause# 18-0546-P The Confederated Salish and Kootenai Tribal Court of the Flathead Reservation, Pablo, Montana In Re the Matter of the Estate of: Louis McCleod Sr. Notice is hereby given that the undersigned, Lena Burland, has been appointed Personal Representative of the above-named estate. All persons having claims against the said Deceased are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to Personal Representative, return receipt requested, or to the Clerk of Court of the Confederated Salish and Kootenai Tribal Court, P.O. Box 278, Pablo, Montana 59855. Dated this 23 of January, 2019. /s/ Lena Burland Personal Representative Address: Lena Burland 99 2nd Ave W Polson, MT 59860 Published on January 31, 2019, February 7, 2019, and February 14, 2019. MNAXLP

NOTICE OF TRUSTEE'S SALE OF REAL PROPERTY NOTICE IS HEREBY GIVEN by LINDY M. LAUDER, as successor Trustee, of the public sale of the real property hereinafter described pursuant to the "Small Tract Financing Act of Montana" (Section 71-1-301, et seq., MCA). The following information is provided: THE NAME OF THE GRANTOR, ORIGINAL TRUSTEE, THE BENEFICIARY IN THE DEED OF TRUST, ANY SUCCESSOR IN INTEREST TO THE BENEFICIARY OR GRANTOR, ANY SUCCESSOR TRUSTEE, AND THE PRESENT RECORD OWNER IS/ARE: Grantors: Ronald D. Knutson and Barbara A. Knutson ("Grantors") Original Trustee: Lake County Abstract and Title Successor Trustee: Lindy M. Lauder, an attorney licensed to practice law in the State of Montana (the "Trustee") Original Beneficiary: "MERS" Mortgage Electronic Registration Systems as nominee for First Interstate Bank, its successors and assigns (the "Beneficiary") Current Beneficiary: First Interstate Bank Present Record Owner: Ronald D. Knutson and Barbara A. Knutson, as joint tenants with right of survivorship THE DESCRIPTION OF THE PROPERTY COVERED BY THE DEED OF TRUST IS: The real property and its appurtenances in Lake County, Montana, more particularly described as follows: LOTS 7 AND 8 IN BLOCK 6 OF GRANDVIEW, AN ADDITION TO THE CITY OF POLSON, LAKE COUNTY, MONTANA, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE IN THE OFFICE OF THE CLERK AND RECORDER OF LAKE COUNTY, MONTANA. With an address of 1211 6th Street East, Polson, Montana 59860. RECORDING DATA: The following instruments and documents have been recorded in the Clerk and Recorder's Office in Lake County, Montana. Deed of Trust dated February 8, 2013, and recorded February 13, 2013, as Document No. 526722, records of Lake County, Montana; and Assignment of Deed of Trust dated November 8, 2018, and recorded November 13, 2018, as Document No. 566356, records of Lake County, Montana; and Substitution of Trustee dated November 15, 2018, and recorded November 21, 2018, under Document No. 566496, records of Lake County, Montana. THE DEFAULT FOR WHICH THE FORECLOSURE IS MADE IS: Nonpayment of monthly installments of $517.26 due under the Promissory Note dated February 8, 2013, which is secured by the Deed of Trust. The borrower is due for the July 1, 2018, payment and for each subsequent monthly payment. THE SUMS OWING ON THE OBLIGATION SECURED BY THE DEED OF TRUST AS OF December 13, 2018, ARE: Principal: $98,698.34 Interest: Interest continues to accrue at a rate of 3.875% per annum. As of December 13, 2018, the interest balance is $2,038.00 and interest accrues at the rate of $10.48 per day. Late fees: $129.30 The Beneficiary anticipates and intends to disburse such amounts as may be required to preserve and protect the real property, and for real property taxes that may become due or delinquent, unless such amounts or taxes are paid by the Grantor or successor in interest to the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of the sale include the Trustee's and attorney's fees, and costs and expenses of sale. THE TRUSTEE, AT THE DIRECTION OF THE BENEFICIARY, HEREBY ELECTS TO SELL THE PROPERTY TO SATISFY THE AFORESAID OBLIGATIONS. THE DATE, TIME, PLACE AND TERMS OF SALE ARE: Date: May 1, 2019 Time: 11:00 a.m., Mountain Standard Time or Mountain Daylight Time, whichever is in effect. Place: Front Entrance to the Lake County Courthouse, 106 4th Avenue East, Polson, Montana 59860 Terms: This sale is a public sale and any person, including the Beneficiary, and excepting only the Trustee, may bid at the sale. The bid price must be paid in cash. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. Dated this 13th day of December, 2018. Lindy M. Lauder LINDY M. LAUDER Trustee STATE OF MONTANA ) :ss. County of Missoula ) This instrument was acknowledged before me on the 13th day of December, 2018, by Lindy M. Lauder, as Trustee. Roxie Hausauer Printed name: Roxie Hausauer (SEAL) Notary Public for the State of Montana Residing at: Lolo, MT My commission expires: January 06, 2021 File No.: 034112-000213 Published on February 7, 2019, February 14, 2019, and February 21, 2019. MNAXLP

February 11, 2019 CALL FOR REQUEST FOR PROPOSAL The Board of Trustees of Arlee Joint School District #8, Lake, Missoula and Sanders Counties, will receive sealed Request for Proposals until March 12, 6:30 p.m. in the Library at Arlee High School for the Boiler Replacement Project to Todd Schaper at CTA, 306 West Railroad, Suite 104, Missoula MT, 406-728-9522. Request for Proposals Terms and Conditions to bidders may also be obtained by contacting CTA. Such RFP's must be marked "ARLEE SCHOOL DISTRICT BOILER PROJECT" and received by Todd Schaper at CTA by the specified time at the address above. The Board of Trustees reserves the right to reject any or all bids, to waive irregularities, and to accept any bid which it deems most advantageous. Arlee Public Schools Lonnie Morin District Clerk Published on February 14, 2019, February 21, 2019, and February 28, 2019. MNAXLP

PUBLIC NOTICE- The Board of Lake County Commissioners will hold a public meeting on Monday March 4, 2019 at 11:00 am for the purpose of taking public comment on Resolution 19-02 listed below. At the hearing the Lake County Commissioners will hear testimony: (1) of all interested persons on the proposed detraction; (2) regarding protests of any owners of real property in the entire original fire district; and (3) on any other matter relating to the proposed detraction. If you have any questions regarding this resolution or the public meeting please contact the Lake County Commissioners Office at 406.883.7204 or by email to lakecommissioners@lakemt.gov you may also submit written comment to: Board of Lake County Commissioners 106 4th Avenue East, Polson, MT 59860. Resolution No. 19- 02 Resolution Finding Detraction Plan for Ronan Fire District Complete and Setting the Matter for a Public Hearing Whereas, the Board of Lake County Commissioners has received a detraction plan from the Ronan Fire District Board of Directors, pursuant to Section 7-33-2142, MCA; and Whereas, the Board of Lake County Commissioners, following consideration of the contents of the submitted detraction plan, has determined the plan meets the minimum statutory requirements of Section 7-33-2142, MCA, and incorporates herein by reference the following attached documents: 1. Ronan Fire District Board of Directors minutes, relating to the request to change fire district boundaries (July 10, 2013) 2. Ronan Fire District Board of Directors, Letter of Transmittal 3. Map of the Ronan Fire District Boundary Revision 4. Resolution of the Governing Body of the Confederated Salish and Kootenai Tribes of the Flathead Reservation Approving Redistricting Boundaries for the Ronan Fire District. Whereas, the Board of Lake County Commissioners concludes the effective date of the detraction to be the date the proposal is granted, should the requirements of Section 7-33-2143, MCA, be satisfied. Now Therefore Be It Resolved that the Board of Lake County Commissioners shall hold a public hearing on the issue of the Detraction Plan for the Ronan Fire District on Monday March 4, 2019 at 11:00 am at the Office of the Board of Lake County Commissioners, Lake County Courthouse, Polson, Montana; and Now Therefore Be It Further Resolved that at the aforementioned public hearing the Board of Lake County Commissioners will hear testimony: (1) of all interested persons on the proposed detraction; (2) regarding protests of any owners of real property in the entire original fire district; and (3) on any other matter relating to the proposed detraction. Approved this 6th day of February, 2019. /s/ Gale Decker, Chairman /s/ Dave Stipe, Member /s/ William D. Barron, Member Attest: /s/ Paula A. Holle, Clerk & Recorder Published on February 14, 2019, and February 21, 2019. MNAXLP

After Recording Return To: Mackoff Kellogg Law Firm 38 2nd Ave E Dickinson, ND 58601 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on May 22, 2019, at 11:00 AM at the North entrance to the Lake County Courthouse located 106 4th Avenue East in Polson, MT 59860, the following described real property situated in Lake County, Montana: A piece, parcel or tract of land located in the S1/2NE1/4 and NW1/4SE1/4 of Section 34, Township 19 North, Range 20 West, P.M.M., Lake County, Montana, further shown and described as being Tract C on Certificate of Survey No. 5676, on file in the office of the Clerk and Recorder of Lake County, Montana. Shannon Marie O`Brien Murphy, as Grantor(s), conveyed said real property to Fidelity Title Agency of Lake County, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as nominee for Mann Mortgage, LLC, as Beneficiary, by Deed of Trust dated on July 7, 2017, and recorded on July 12, 2017, as Document No. 556080. The beneficial interest is currently held by Mann Mortgage, LLC. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning July 1, 2018, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of November 30, 2018 is $195,176.09 principal, interest totaling $4,115.30, late charges in the amount of $117.72, escrow advances of $1,368.97, and other fees and expenses advanced of $183.42, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 3rd, 2019 Kaitlin Ann Gotch Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ) ) ss. COUNTY OF Bingham ) On this 3rd day of January, 2019, before me, a notary public in and for said County and State, personally appeared Kaitlin Ann Gotch, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Rae Albert Notary Public Bingham County, Idaho Mann Mortgage, LLC vs Shannon Marie O`Brien Murphy 106426-1 Published on January 31, 2019, February 7, 2019, and February 14, 2019. MNAXLP

NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on May 31, 2019, at 11:00 AM, at the North Entrance to the Lake County Courthouse located 106 4th Avenue East in Polson, MT 59860, the following described real property situated in Lake County, Montana: A tract of land located in and being a portion of Government Lot 6, Section 19, Township 26 North, Range 19 West, P.M.M., Lake County, Montana, more particularly described as Parcel A on Certificate of Survey No. 5721 RT. Andrew J. Kacic, as Grantor, conveyed said real property to Bigfork Title Services, as Trustee, to secure an obligation owed to Compass Bank, as Beneficiary, by Deed of Trust dated November 20, 2006, and recorded on November 24, 2006, as Document No. 474909; and a Modification recorded on September 14, 2017 as Document No. 558012. The beneficial interest is currently held by Compass Bank. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning August 1, 2018, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of January 16, 2019 is $1,026,832.82 principal, interest totaling $13,551.32, late charges in the amount of $984.08, and other fees and expenses advanced of $3,673.00, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 22, 2019. /s/ Rae Albert Assistant Secretary, First American Title Company of Montana, Inc. Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ) ) ss. COUNTY OF Bingham ) On this 22nd day of January, 2019, before me, a notary public in and for said County and State, personally appeared Rae Albert, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that she executed the same. (SEAL) /s/ Kaitlin Ann Gotch Notary Public Bingham County, Idaho My Commission Expires: 07/29/2022 Compass Bank vs Andrew J. Kacic 103423-2 Published on February 7, 2019, February 14, 2019, and February 21, 2019. MNAXLP

NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on May 29, 2019, at 11:00 AM, at the North Entrance to the Lake County Courthouse located 106 4th Avenue East in Polson, MT 59860, the following described real property situated in Lake County, Montana: Lot A (Mortgage Survey) of the Amended Plat of Portions of Lots 3 and 4, Block 2 of Shore Acres, a subdivision of Lake County, Montana, according to the map or plat thereof on file in the office of the Clerk and Recorder of Lake County, Montana. Anthony C. Welzenbach, as Grantor, conveyed said real property to Lake County Abstract, as Trustee, to secure an obligation owed to Guild Mortgage Company, as Beneficiary, by Deed of Trust dated February 24, 2010, and recorded on March 1, 2010, as Document No. 505265. The beneficial interest is currently held by Nationstar HECM Acquisition Trust 2017-2, Wilmington Savings Fund Society, FSB, not individually, but solely as trustee. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust due to death. The total amount due on this obligation as of January 16, 2019 is $390,173.24 principal, interest totaling $266,204.87, mortgage insurance premiums of $23,399.53, and other fees and expenses advanced of $29,760.70, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 22, 2019. /s/ Rae Albert Assistant Secretary, First American Title Company of Montana, Inc. Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ) ) ss. COUNTY OF Bingham ) On this 22nd day of January, 2019, before me, a notary public in and for said County and State, personally appeared Rae Albert, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that she executed the same. (SEAL) /s/ Kaitlin Ann Gotch Notary Public Bingham County, Idaho My Commission Expires: 07/29/2022 Nationstar HECM Acquisition Trust 2017-2, Wilmington Savings Fund Society, FSB, not individually, but solely as trustee vs Anthony C. Welzenbach 101827-3 Published on Febraury 7, 2019, February 14, 2019, and February 21, 2019. MNAXLP

Mission Valley Storage located at 55360 US Hwy 93 (PO Box 9, Polson, Mt)(406.872.2060) Personal Property will be sold at Auction for Rents not paid. Auction will be held at 9:00 a.m. Saturday, February 23, 2019. Cash only. Unit # 208 Jessica Kaliman & Unit# 207 Vincent Medicine Horse. The contents of these units will be removed and disposed of in accordance with Montana Law if we do not receive payment from Tenant to bring unit current by 9:00 a.m. Saturday, February 23, 2019. Published on February 14, 2019, and February 21, 2019. MNAXLP

Print Article

Read More Legals

Legals May 23, 2019

May 23, 2019 at 5:00 am | NOTICE TO CREDITORS Probate Cause No. 19-0118-P THE CONFEDERATED SALISH AND KOOTENAI TRIBAL COURT OF THE FLATHEAD RESERVATION PABLO, MONTANA IN RE THE MATTER OF THE ESTATE OF: DONALD BROWN SR. Notice...

Read More

Legals May 16, 2019

May 16, 2019 at 5:00 am | Richard J. Samson Christian Samson, PLLC Attorneys at Law 310 W. Spruce Missoula, MT 59802 (406) 721-7772 rjs@csjlaw.com Attorneys for the Co-Personal Representatives MONTANA TWENTIETH JUDICIAL DISTR...

Read More

Legals May 9, 2019

May 09, 2019 at 5:00 am | Richard J. Samson Christian Samson, PLLC Attorneys at Law 310 W. Spruce Missoula, MT 59802 (406) 721-7772 rjs@csjlaw.com Attorneys for the Co-Personal Representatives MONTANA TWENTIETH JUDICIAL DISTR...

Read More

Legals May 2, 2019

May 02, 2019 at 5:00 am | Richard J. Samson Christian Samson, PLLC Attorneys at Law 310 W. Spruce Missoula, MT 59802 (406) 721-7772 rjs@csjlaw.com Attorneys for the Co-Personal Representatives MONTANA TWENTIETH JUDICIAL DISTR...

Read More

Contact Us

(406) 883-4343
PO BOX 1090
Polson, MT 59860

©2019 Lake County Leader Terms of Use Privacy Policy
X
X